25 Mar, 2026

Economy

Inclusive Finance for Africa’s Agripreneurs Starts Earlier Than Formal Investment Readiness

Inclusive Finance for Africa’s Agripreneurs Starts Earlier Than Formal Investment Readiness

It is often argued that the main barrier to inclusive agricultural financing in Africa is collateral requirements. In practice, that means land titles, fixed assets, formal contracts, or consistent income flows – all the tangible markers that give lenders security and help assess repayment ability. But for many emerging agripreneurs, the real challenge comes much earlier: it’s not what they own; i